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Chapter 7 Bankruptcy

Winchester Chapter 7 Bankruptcy — Personal Liquidation

Chapter 7 bankruptcy attorneys in Tennessee ready to move you past your financial problems

A Winchester Chapter 7 bankruptcy is a fresh start for individuals, partnerships and corporations with no hope of repairing their current financial situations. It is the most common form of bankruptcy and involves a liquidation of personal and business assets. Most or all of your assets are sold, and the proceeds are distributed to repay your creditors. However, Tennessee does allow you to keep many of your most valuable assets. Some of your assets — including your car and home — may be declared exempt, allowing you to keep them.

Stewart & Stewart can help you determine if Chapter 7 is the best solution for you and assist you through the filing process from start to finish.

A Chapter 7 bankruptcy helps people who have large unsecured debts, such as:

  • Credit card bills
  • Medical bills
  • Personal loans
  • Older tax debts
  • Subscriptions
  • Memberships
  • Utilities
  • Garnishments

There is a means test to determine if one has the ability to pay debts. If you are found able to pay, a Chapter 7 bankruptcy might not be right for you, but there are other options. We help to determine if Chapter 7 is your answer.

When it’s time to file a Chapter 7 bankruptcy, contact our skilled legal team

We are ready to help you file a Chapter 7 bankruptcy in Winchester. Please call Stewart & Stewart at 931-967-4303 or contact us online to set up a free and confidential consultation. We also serve clients in Tullahoma, Fayetteville, and throughout Tennessee.

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  • Winchester Office
    300 South College Street
    Winchester, Tennessee 37398
    Phone: 931-967-4303
    Fax: 931-967-4368